†The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. Triangle™ Mastercard®, Triangle™ World Mastercard® and Triangle™ World Elite Mastercard® are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Not all items sold at Canadian Tire, Sport Chek, Atmosphere, Mark’s/L’Equipeur, Party City, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts are eligible to earn CT Money or to be redeemed for. Available in-store only at Sports Experts, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey. Certain Sports Experts stores or rental shops may not participate. Not available at out-of-store events. Conditions apply. Visit triangle.com for full program rules and Partner location information. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount of the purchase at Canadian Tire, Sport Chek, Atmosphere, Mark’s and Sports Experts.
▲1.5% earn rate applies to the first $12,000 in annual spend at grocery stores with Mastercard merchant code 5411. Excludes purchases at Walmart, Walmart Superstore and Costco. After than, your earn rate will be 0.5%. For examples of qualifying grocery merchants, visit triangle.com/merchants. Annual spend is based on a calendar year of January 1 – December 31
1 CT Money is collected on the number of whole litres of fuel purchased when you show your Triangle card, mobile App or key fob and pay with cash or debit. Rate subject to change and could vary by location, see local gas bar for details. Not all Gas+ locations have premium fuel. Must go inside kiosk to collect rewards with App or key fob.
2 3% earn rate applies to the first $12,000 in annual spend at grocery stores with Mastercard merchant code 5411. Excludes purchases at Walmart, Walmart Superstore and Costco. After that, your earn rate will be 1%. For examples of qualifying grocery merchants, visit triangle.com/merchants. Annual spend is based on a calendar year of January 1 - December 31.
3 Benefit must be activated. Roadside Assistance is brought to you by Canadian Tire Services Limited. Visit here for details.
4 Certain merchants may have established a maximum dollar limit for a single transaction. For example, the limit at Canadian Tire stores is $100.
5 Concierge Services are services only, not insurance benefits. These services are provided by Assurant Services Canada Inc. (ASCI). Details are provided in the Statement of Services included in the Triangle World Elite Mastercard welcome kit.
6 Purchase Security, Extended Warranty and Car Rental Collision/Loss Damage Waiver Insurance are insurance coverages underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy CTB0418, issued by ABIC to Canadian Tire Bank. Details of the coverage, including definitions, benefits, limitations and exclusions, are outlined in the Certificate of Insurance included in the Triangle World Elite Mastercard welcome kit. ABIC, ASCI, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®.
7 Rewards balance is as of the last time you signed in or refreshed this page.
◊ In the form of electronic Canadian Tire Money® (CT MoneyTM). Terms and conditions apply to collecting and redeeming. Visit ctfs.com/ctm for more information. 3% earn rate applies to the first $12,000 in annual grocery spend. Applies to purchases made at stores with Mastercard merchant code 5411. For examples of qualifying grocery merchants, visit ctfs.com/merchants
‡ Your Membership begins twenty-four (24) hours after plan activation and is valid unless the Membership is cancelled in accordance with these Terms and Conditions.
ƒ Information for the Triangle™ Mastercard® and Triangle™ World Elite Mastercard®:
Annual Interest Rate(s): All charges to your account (excluding cash transactions and related fees) — 19.99%
Cash transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees — 21.99% (if you reside in Quebec) or 22.99% (if you reside outside Quebec).
For the Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at the following annual interest rates: (i) if you are a resident of Quebec, 21.99% for all charges; or (ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.
Foreign Exchange Conversion: All transactions made in a foreign currency will be converted to Canadian currency at the then current Mastercard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.
Annual Fee: None
Other Fees:
Cash Advance Fee: $4 - Charged when the transaction is posted to your account.
NSF/Dishounoured Payment Fee: $25 - Charged if a payment you make is dishonoured.
Charges for Copies: $2 — Charged when you request a copy of a statement.
Credit Balance Administration Fee: The lesser of $2 or the amount of your credit balance - Charged on the last day of a billing period when there is a credit balance on the account and the account has been inactive (other than any credit balance fees) for the previous 2 billing periods.
* Financing available is “Equal payments, no interest” for 24 months (unless otherwise stated) and is only available on request, on approved credit and on purchases of $150 (unless otherwise stated) or more (Gift Cards excluded) made with your Triangle credit card at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts. Interest does not accrue during the period of the plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement. There is no administration fee charged for entering into a special payments plan. Each month during an equal payments plan you are required to pay in full by the due date that month’s equal payments plan instalment. Any unpaid portion not received by the due date will no longer form part of the equal payments plan and interest will accrue on that amount from the day after the date of your next statement at the applicable regular annual rate. Offer subject to change without notice.
Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle Mastercard and the Triangle World Elite Mastercard is 21.99% for cash transactions and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. Balances under $10 are due in full. For accounts opened prior to June 13, 2019 the rate of 5% will start at 2% and increase by 0.5% each August 1st until it reaches 5%. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle Mastercard and the Triangle World Elite Mastercard do not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other changes are:
If your average balance is: $100 $500 $1000 $2000
Total monthly credit charges will be: $1.64 $8.22 $16.43 $32.86
° The Triangle Rewards Program is owned and operated by Canadian Tire Corporation. Terms and conditions apply visit triangle.com for details.
The Triangle Mastercard and Triangle World Elite Mastercard are issued by Canadian Tire Bank.
Android is a trademark of Google Inc.
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Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc.
®/TM Unless otherwise noted, all trademarks are owned by Canadian Tire Corporation, Limited and are used under licence.
®/TM Mark’s and L'Equipeur are registered trademarks of Mark’s Work Wearhouse Ltd, used under licence.
®/TM Sport Chek and Atmosphere are registered trademarks of FGL Sports Ltd.
®/TM Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
® Assurant is a registered trademark of Assurant, Inc.
HUSKY, Husky House, myHusky.ca, myHusky Rewards are trade-marks owned or used under licence by Husky Oil Marketing Company, a Division of Husky Oil Operations Limited.
*BONUS OFFER EXPIRES: within 30 days of approval of the Triangle credit card. The Triangle credit cards are issued by Canadian Tire Bank. The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Terms and conditions apply to collecting and redeeming. Visit triangle.com for more information. This offer applies on approval for the Triangle Mastercard or Triangle World Elite Mastercard. Not valid in conjunction with any other coupon, offer, discount or previous purchases excluding the Canadian Tire Bank 4% everyday offer.11% Bonus Canadian Tire Money will be added to your Triangle Rewards account when the Triangle Mastercard or Triangle World Elite Mastercard is activated and a purchase is made at a Canadian Tire, Sport Chek, Atmosphere, Mark's, L'Equipeur, Sports Rousseau, Hockey Experts, L'Entrepot du Hockey or participating Sports Experts stores before the offer expiry date. Purchases at Canadian Tire gas bars are not eligible for this offer. Bonus Canadian Tire Money can be redeemed on any eligible future purchases provided your account is in good standing. Valid in-store only. CT Money is collected on the pre-tax amount of the purchase. The 11% CT Money bonus will appear on your Triangle Rewards account within 5 days.
FAQs
What happens if I forgot to scan my Triangle Rewards card? ›
I forgot to scan my rewards card the other day - can I submit the report to get my triangle rewards?? Hello, Erin. You can call the 1-800-226-8473 to claim your missed CTM. Please make sure you have your receipt handy to reference your transaction.
How do you maximize a triangle reward? ›Triangle Rewards Bonus Events
Stacking your personalized offers with bonus offers is the fastest way to maximize your rewards.
Redeeming electronic Canadian Tire Money
Please note that in some Canadian Tire stores it may not be possible to simply provide your phone number when redeeming eCTM; presentation of your Triangle Rewards Card or Program Payment Card or scanning of the Program App may be required instead.
Triangle Rewards: 1-800-226-8473.
Do rewards cash expire? ›Credit card points and miles won't expire as long as your account remains open. However, points and miles earned with airline and hotel loyalty programs do typically expire following a lack of activity.
Can you pay for gas with Triangle Rewards? ›As long as you pay using any of the eligible tender types and present your Triangle Rewards™ card (Card, Key fob / Triangle Mobile App), or pay with your Triangle credit card. The offer applies to all gasoline grades as well as diesel.
How do you get the most reward points? ›- Sign up for credit cards that are offering sign-up bonuses. ...
- Add an authorized user. ...
- Sign up for emails with the credit card to take advantage of specific offers. ...
- Close your credit card and then reapply. ...
- Ask for a retention bonus. ...
- Pay all your utilities.
Must go inside kiosk to collect rewards with App or key fob. 2 1.5% and 3% earn rate applies to the first $12,000 in annual spend at grocery stores with Mastercard merchant code 5411. Excludes purchases at Walmart, Walmart Superstore and Costco. After that, your earn rate will be 1%.
Can you stack Triangle Rewards offers? ›Yes, your Triangle Select bonus CT Money will stack on top of existing bonuses, including your weekly personalized offers, Triangle credit card bonuses, flyer bonuses, Triangle Rewards Bonus Day bonuses, etc.
Does CT Money expire? ›Finally, if you don't use your CT money, it can expire. According to Canadian Tire: Electronic Canadian Tire Money in your Triangle Rewards Account will expire if there has been a period of inactivity of 18 months of longer.
Is there an app for Triangle Rewards? ›
You can also sign up for the program using the Triangle Rewards app, which is available on both Android and Apple devices. The app also makes it easy to use your membership because you don't have to worry about memorizing your membership rewards number or carrying around a card and retailers can just scan your app.
How much do you get back in Triangle Rewards? ›Earn cash back in CT Money on everyday purchases: Collect 4% on purchases from participating retailers, 1.5% on groceries, $0.5 per litre at select gas stations and 1.5% when you shop everywhere else. Every dollar in CT Money equals a dollar to redeem at Canadian Tire and its partner retailers.
How do I find out my daily rewards number? ›You can find your 13-digit Everyday Rewards number on the back of your Card or on the top of emails from Everyday Rewards. To find out more about the app click here. Or to find out how to add your card to your Digital Wallet click here.
Does Triangle Rewards expire? ›Does my Electronic Canadian Tire Money® ever expire? We may expire the Canadian Tire Money in your Triangle Rewards® Account in the event that there has been a period of inactivity of 18 months or more.
Can I use my triangle Mastercard at Walmart? ›Excludes purchases at Walmart, Walmart Superstore and Costco. After that, your earn rate will be 1%. For examples of qualifying grocery merchants, visit Merchant List | Triangle .
Are cash rewards free money? ›Is cash back free money? You need to spend money to earn cash back, so it's not really free money. Credit card companies that run cash back programs do so to incentivize people to use their credit cards. The money you stand to earn as cash back is simply a portion of the merchant fees that your card provider charges.
How do I redeem my reward points? ›You can redeem your credit card rewards online, through the issuer's mobile app, or over the phone, depending on the card. The most common credit card rewards redemption options include cash back, travel purchases, and gift cards.
Is it better to get cash back or rewards? ›In general, cash back is the better choice for simplicity-seekers hoping to earn flexible rewards on everyday purchases. Cash back credit cards offer a percentage of cash back on each dollar you spend, with some cards offering a higher rate in some categories than in others.
Can I use my rewards points to pay my bill? ›For some cards, accumulated reward points can be used towards your next credit card payment. In some cases, redemption options include requesting your reward points as cash payment through a check or direct deposit, which you can then use to pay for your next credit card payment.
Is paying for gas with reward card worth it? ›A general rewards card that offers cash back on gas is often a better deal—though could be harder to get, depending on your credit history—than an oil-company card. A general credit card will likely pay more rewards for non-gas purchases, but if you drive a lot, a gas credit card might be worth it.
How do I pay with Fuel Rewards? ›
Use the Fuel Rewards app to link a credit or debit card to your Fuel Rewards account. At the pump, swipe your linked card to access your rewards and lower your fuel price. Select YES to redeem all rewards or NO to only redeem savings from Gold or Silver Status.
How many dollars is 1000 reward points? ›1,000 Chase points are worth $10.7 with most Chase credit cards, whether you spend them on travel, cash back, gift cards, experiences or shopping. With a few Chase cards, 1,000 points can be worth 25% - 50% more when redeemed for travel through Chase Ultimate Rewards.
How many points is $1000? ›100,000 Chase points are worth $1,000 with most Chase credit cards and redemption methods. Some Chase travel rewards cards give extra value when you redeem for travel through Chase Ultimate Rewards, in which case you could get $1,000 with fewer points.
How much is 20000 reward points worth? ›20,000 Ultimate Rewards points are worth an average of $214, according to WalletHub data. You get the best value when redeeming Ultimate Rewards points for travel booked through Chase, though there are a few other redemption options to choose from.
How much is 100000 points worth in dollars? ›100,000 Chase points are usually worth $1,070, whether you spend them on travel, cash back, gift cards, experiences or shopping. With a few Chase cards, 100,000 points can be worth 25% - 50% more when redeemed for travel through Chase Ultimate Rewards.
How many points do you get for $1? ›| Redemption | Point Value | Points to equal $1 |
|---|---|---|
| Online Checkout | 0.5 - 1 cents per point | 100-200 points |
| Gift cards | 0.5 - 1 cents per point | 100-200 points |
| Statement credit (cash back) | 0.6 cents per point | 167 points |
| Travel (flights, hotels, cruises, etc.) | 0.5 - 1 cents per point | 100-200 points |
How much are MyPoints worth? The value of your MyPoints rewards depends on how you choose to redeem them, but points are generally worth around . 006 cents each.
Which gas stations give Triangle Rewards? ›General Triangle Rewards Program FAQs
Customers presenting a Triangle Rewards Loyalty Card can collect Canadian Tire Money on qualifying purchases at Canadian Tire, Sport Chek, Gas+/Essence+ locations and participating Mark's/L'Équipeur and Atmosphere store.
You can get a Mastercard cash advance inside any bank that displays the Mastercard logo by providing a government issued photo ID along with your card. You can also use any ATM with the Mastercard logo on it, if you have a PIN.
How many Triangle Rewards members are there? ›Triangle™ credit cards, which are held by more than 2.1 million Canadians, are accepted worldwide and allow cardholders to collect Canadian Tire Money® faster.
Can I use CT Money to pay credit card? ›
Redeeming Canadian Tire 'Money'
CTM cannot be redeemed for alcohol, tobacco, items that we designate on the Program Website and those items which the law does not permit to be purchased this way, or used to make a payment on any Canadian Tire Bank issued credit cards or on loans or for financial or insurance products.
Triangle Rewards can be redeemed for merchandise or experiences. For merchandise, you can use points to make a purchase with any of Canadian Tire's partners. Triangle Rewards can be used to buy anything in these stores except for gift cards, prepaid cards, licenses, tobacco and alcohol purchases.
Is Triangle Rewards card free? ›This card is free and does not require a minimum income. You get 4% cash back on all spending at Canadian Tire or partner organizations such as Atmosphere, Rousseau Sports, Hockey Experts, l'Équipeur and Sports Experts.
Which app gives rewards? ›Fetch Rewards
You can buy from any of your favorite brands, submit your receipts and redeem special offers right in the app. Hailed as the best card-linked app for 2022, Fetch turns your receipts into free cash and gift cards, plus you can make charitable donations, enter sweepstakes and more.
- Survey Junkie. Registration Bonus: 25 points. ...
- Swagbucks. Registration Bonus: $10 (previously $5) ...
- Ibotta. Registration Bonus: $20 after you scan your first receipt. ...
- Rakuten. Registration Bonus: $10. ...
- MobileXpression. ...
- Fetch Rewards. ...
- Drop. ...
- Acorns.
Is The Current Rewards App Legit? Yes, Current Rewards is a legit money-making app that pays you small amounts of money for listening to music and completing other short tasks. However, it's very unlikely that you can make $600 per year or more like the app often advertises.
How do you get cash back rewards? ›Usually, the most common ways to redeem cash back rewards are by requesting a statement credit to offset your current card balance or by having the funds deposited into a linked bank account. You can also sometimes request your rewards in the form of a check.
How much is 1 more rewards point worth? ›The best way to use your points is on any travel purchase you make through the More Rewards travel portal. Each point is worth 0.43 cents when used this way. Or you could redeem your points for a More Rewards travel gift certificate – 25,000 points will give you a $100 gift card.
Can you earn cash back rewards? ›You can earn cash back on your credit cards by signing up for a cash back card, making purchases to accrue rewards, and redeeming the rewards through your card issuer.
How do I claim daily login rewards? ›After the registration and verification process log in to the account, click the Daily check-in button on the right side of the home page. This will take you directly to the Daily Login Rewards page. You will also receive 100 Primogems & 10000 Mora in your first login.
How do I login Everyday Rewards? ›
- Enter your Everyday Rewards Card number or email address.
- Login with either a code sent to you, or with your password*
- Click the 'verify' button.
The True Rewards Digital Wallet allows you to view and manage your eGift Cards easily. To access your Wallet, simply log in to your account and click on 'Wallet' from the drop-down menu. In here, you will find additional card information such as balance and expiry date.
Can you redeem Triangle Rewards online? ›Redeem your CT Money in-store at Canadian Tire, Sport Chek, Mark's, L'Équipeur, Party City, Pro Hockey Life, Atmosphere, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey, and participating Sports Experts stores, as well as online at select stores at canadiantire.ca.
What if I forgot my PIN for my Canadian Tire Mastercard? ›If you don't know your PIN please follow the instructions by clicking “I forgot my PIN” link to verify your identity and create a new PIN to continue with the activation process. In order to continue we'll need to confirm your identity for security purposes.
Does Triangle money expire? ›Does my Electronic Canadian Tire Money® ever expire? We may expire the Canadian Tire Money in your Triangle Rewards® Account in the event that there has been a period of inactivity of 18 months or more.
How do I redeem Triangle Rewards in store? ›To redeem your CTM you must present your My Canadian Tire 'Money' Card (or Cardless Method) or Program Credit Card to the cashier with your purchase.